Send the extra $85 you save a month in with your current credit card payments. At the end of the year, will reduce debt by $1020

Map Branches

• Clean out bedroom closet and keep it clutter-free
  • Throw out everything you don't currently wear
  • Keep closet clutter-free by giving away a piece of clothing everytime you buy a new piece
• Eat out no more than once a week
  • Buy a recipe book so you have more options to cook for dinner
  • Bring recipe book to grocery store with you and shop for particular recipes
  • Throw away take out menus to eliminate temptation
• Lose 20 lbs
  • Work out for 45min. 4 days a week
    • Try working out during lunch hour so you can fit in the workout
  • Cut out soda and sugar except on weekends and special occasions
  • Increase consumption of fruits and veggies to help you stay full during the day
• Begin arriving at work on time
  • Lay out clothes for work the night before
  • Fix and pack breakfast the night before so you can eat at work
  • Set alarm clock 15 minutes early and leave early so you will beat morning traffic
• Read one book a month
  • Join a book of the month club
  • Read for at least 1 hour a night
    • Spend 1 hour less watching TV a night and use time to read
• Reduce credit card debt by $1000
  • Save $35 a month by brining lunch instead of ordering out
  • Save $50 a month by eating out only once a week
  • Send the extra $85 you save a month in with your current credit card payments. At the end of the year, will reduce debt by $1020

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